Minority Designated Credit Unions

This is the definition of minority designated institution (MDI) according to NCUA,

A credit union qualifies as an MDI when “the majority of the Board of Directors, account holders, and the
community which it services is predominantly minority.” (Hereinafter, when minority
representation is required to be “predominant” or to consist of a “majority,” i.e., greater than 50
percent in either case, it will be referred to as “>50%”).

NCUA adopted a definition of a minority depository institution that conforms to FIRREA
and follows FDIC and OCC’s minority depository institutions definition for a mutual
savings bank. To meet the minority definition or criteria, a federally insured credit union’s
percentage of both minority members and minority senior management officials must
exceed 50 percent. To identify an eligible minority group, NCUA used FIRREA Section
308’s definition of a “minority” that includes any “Black American, Asian American,
Hispanic American, or Native American.”

You can find the credit unions below:

Minority Credit Unions



GroupCredit Union NamePhoneWebsiteHeadquarter
AfricanAlabama State Employees Credit UnionMontgomery, AL 36123-1150
AfricanBirmingham Police Credit UnionBirmingham, AL 35203-2020
AfricanBrassies Credit UnionAnniston, AL 36202
AfricanClarke Educators Federal Credit UnionGrove Hill, AL 36451
AfricanCouncill Federal Credit UnionNormal, AL 35762
AfricanDemopolis Federal Credit UnionDemopolis, AL 36732
AfricanEnergen Credit UnionBirmingham, AL 35209
AfricanEvonik Employees Federal Credit UnionTheodore, AL 36590
AfricanFederal Employees Credit UnionBirmingham, AL 35233-1612
AfricanFireman's Credit UnionBirmingham, AL 35203-2201
AfricanFogce Federal Credit UnionEutaw, AL 35462
AfricanGulf Coast Federal Credit Union - ALMobile, AL 36604
AfricanL&N Employees Credit UnionBirmingham, AL 35217
AfricanMarvel City Federal Credit UnionBessemer, AL 35021
AfricanMonroe Education Employees Federal Credit UnionMonroeville, AL 36460-2564
AfricanNew Pilgrim Federal Credit UnionBirmingham, AL 35211
AfricanNRS Community Development Federal Credit UnionBirmingham, AL 35213
AfricanPhenix Pride Federal Credit UnionPhenix City, AL 36867
AfricanProgressive Federal Credit UnionMobile, AL 36604
AfricanSixth Avenue Baptist Federal Credit UnionBirmingham, AL 35211-2841
AfricanSycamore Federal Credit UnionSycamore, AL 35149
AfricanThe Infirmary Federal Credit UnionMobile, AL 36652
AfricanTri-rivers Federal Credit UnionMontgomery, AL 36104-5106
AfricanTuscaloosa County Credit UnionTuscaloosa, AL 35401-1803
AfricanTuskegee Federal Credit UnionTuskegee, AL 36083-1520
AfricanTVH Federal Credit UnionTuskegee, AL 36083
AfricanU S Pipe Bessemer Employees Federal Credit UnionBessemer, AL 35020
AsianFederal Employees Credit UnionBirmingham, AL 35233-1612
AsianL&N Employees Credit UnionBirmingham, AL 35217
AsianTuskegee Federal Credit UnionTuskegee, AL 36083-1520
HispanicFederal Employees Credit UnionBirmingham, AL 35233-1612
HispanicTuskegee Federal Credit UnionTuskegee, AL 36083-1520
NativeTuskegee Federal Credit UnionTuskegee, AL 36083-1520
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