Winsouth Credit Union was founded in 1951. Headquartered in Gadsden, Alabama, Winsouth Credit Union is a state chartered and not federally insured credit union, being chartered in Alabama but not insured through the National Credit Union Share Insurance Fund (NCUSIF). Winsouth Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, Winsouth Credit Union services 41,479 members through its 8 offices and branches and 97 full-time and 23 part-time employees. It has $249,297,485 of total assets and $22,615,357 of net worth. Based on its asset size and net worth ratio, Winsouth Credit Union is classified as a Well Capitalized medium large credit union.
Winsouth Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Winsouth Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of Winsouth Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Alabama and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Winsouth Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Winsouth Credit Union.
Electronic Banking Service Offerings
As a community financial institution, Winsouth Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, and first tim home buyer programs.
Community and other Service Offerings
3512 Us Highway 431
Albertville, AL 35950-0204
320 Albert Rains Blvd
Gadsden, AL 35901
5674 Al Highway 68
Collinsville, AL 35961-4160
101 Drinkard Dr Nw
Fort Payne, AL 35967
110 S 26th St
Gadsden, AL 35904-1935
201 3rd St S
Oneonta, AL 35121-2184
199 Independent Dr
Rainbow City, AL 35906
67 Roy Sanderson Ave
Rainsville, AL 35986