Village Credit Union

Rated star_ratedstar_ratedstar_rated_halfstar_normalstar_normal by dizhome.ru
Review based on 12 criteria Rating: 2.5 out of 5

601 E Court Ave, Des Moines, IA 50309

Data Source:


Village Credit Union was founded in 1967. Headquartered in Des Moines, Iowa, Village Credit Union is a state chartered and federally insured credit union, being chartered in Iowa and insured through the National Credit Union Share Insurance Fund (NCUSIF). Village Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Village Credit Union services 2,635 members through its 6 full-time and 3 part-time employees. It has $12,532,193 of total assets and $1,635,633 of net worth. Based on its asset size and net worth ratio, Village Credit Union is classified as a Well Capitalized medium small credit union.

Village Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Village Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Village Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Iowa and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Iowa
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.0500
0.2000
0.1200
Money Market
0.3500
0.4000
0.2500
Certificate Deplit
0.5000
0.7500
0.5800
IRA
1.0000
0.7250
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Iowa
National Median Rates
Credit Cards
12.9000
10.0000
9.9900
Unsecured Line of Credits
16.9000
11.9500
10.9500
Short-term Small Amount
n/a
NaN
25.0000
Student Loans
n/a
5.7800
6.0200
New Car Loans
4.9500
3.1500
3.3300
Used Car Loans
13.9500
4.7500
4.5000
1st Mortgage Real Estates
6.5000
4.0300
4.2500
Other Real Estates
5.5000
4.6500
4.7000

Village Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet and ATMs. The table below lists the electronic banking services prlided by Village Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
No
No
e-Statements
Yes
Loan Payments
No
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Village Credit Union actively involves in local communities by prliding services such as financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
Yes
Free Bill Pay
No
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
Yes
Fiserv
3031 Airpark Dr N
Flint, MI 48507-3471
Phone:

Fiserv
3031 Airpark Dr N
Flint, MI 48507-3471
Phone:

Fiserv
3031 Airpark Dr N
Flint, MI 48507-3471
Phone:

Main Branch
601 E Court Ave
Des Moines, IA 50309
Phone:

No Review

  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:29 pm

Related Listings