University Credit Union – FL

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Review based on 12 criteria Rating: 3 out of 5

13241 Sw 136th St, Miami, FL 33186-5822

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University Credit Union, FL was founded in 1947. Headquartered in Miami, Florida, University Credit Union, FL is a state chartered and federally insured credit union, being chartered in Florida and insured through the National Credit Union Share Insurance Fund (NCUSIF). University Credit Union, FL is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, University Credit Union, FL services 17,913 members through its 5 offices and branches and 57 full-time employees. It has $196,221,719 of total assets and $18,012,750 of net worth. Based on its asset size and net worth ratio, University Credit Union, FL is classified as a Well Capitalized medium large credit union.

University Credit Union, FL offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. University Credit Union, FL also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of University Credit Union, FL’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Florida and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Florida
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.0500
0.1500
0.1200
Money Market
0.1000
0.3000
0.2500
Certificate Deplit
0.4000
0.6100
0.5800
IRA
0.4000
0.4350
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Florida
National Median Rates
Credit Cards
6.9900
10.0000
9.9900
Unsecured Line of Credits
13.2000
11.2800
10.9500
Short-term Small Amount
n/a
24.0000
25.0000
Student Loans
n/a
5.9750
6.0200
New Car Loans
1.4900
3.2600
3.3300
Used Car Loans
2.4900
4.4350
4.5000
1st Mortgage Real Estates
3.8800
4.5000
4.2500
Other Real Estates
3.5000
5.0000
4.7000

University Credit Union, FL prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by University Credit Union, FL.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

As a community financial institution, University Credit Union, FL actively involves in local communities by prliding services such as financial counseling, financial education.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
FIU – Biscayne Bay Branch
3000 Ne 151st St
North Miami, FL 33181-3605
Phone:

FIU University Park Branch
10880 Sw 16th St
Miami, FL 33199
Phone:

Medical Center
1611 Nw 12th Ave Suite J
Miami, FL 33136-1005
Phone:

Red Road Branch
6250 Sw 57th Ave
Miami, FL 33143-2357
Phone:

West Kendall Center
Main Office

13241 Sw 136th St
Miami, FL 33186-5822
Phone:

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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:31 pm

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