The Wright Credit Union

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PO Box 238, Toccoa, GA 30577

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The Wright Credit Union was founded in 1963. Headquartered in Toccoa, Georgia, The Wright Credit Union is a state chartered and federally insured credit union, being chartered in Georgia and insured through the National Credit Union Share Insurance Fund (NCUSIF). The Wright Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, The Wright Credit Union services 1,524 members through its 4 full-time and 1 part-time employees. It has $12,451,578 of total assets and $2,053,428 of net worth. Based on its asset size and net worth ratio, The Wright Credit Union is classified as a Well Capitalized medium small credit union.

The Wright Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. The Wright Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of The Wright Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Georgia and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Georgia
Median of USA
Checking
0.0500
0.0000
0.0000
Savings
0.2000
0.2000
0.1200
Money Market
0.0000
0.3000
0.2500
Certificate Deplit
0.5000
0.5350
0.5800
IRA
0.4300
0.4150
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Georgia
National Median Rates
Credit Cards
n/a
9.9900
9.9900
Unsecured Line of Credits
13.4600
12.0000
10.9500
Short-term Small Amount
n/a
19.2300
25.0000
Student Loans
n/a
6.5000
6.0200
New Car Loans
4.1900
4.0000
3.3300
Used Car Loans
7.7400
5.4800
4.5000
1st Mortgage Real Estates
6.7500
5.0000
4.2500
Other Real Estates
n/a
5.1000
4.7000

The Wright Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, and ATMs. The table below lists the electronic banking services prlided by The Wright Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
No
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, The Wright Credit Union actively involves in local communities by prliding services such as financial counseling, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
No
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
The Wright Credit Union
Main Office

286 N Broad St
Toccoa, GA 30577
Phone:

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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:28 pm

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