SIU Credit Union

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Review based on 12 criteria Rating: 4 out of 5

P.O. Box 2888, Carbondale, IL 62902

Data Source:


SIU Credit Union was founded in 1938. Headquartered in Carbondale, Illinois, SIU Credit Union is a state chartered and federally insured credit union, being chartered in Illinois and insured through the National Credit Union Share Insurance Fund (NCUSIF). SIU Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, SIU Credit Union services 39,212 members through its 6 offices and branches and 94 full-time and 8 part-time employees. It has $322,253,693 of total assets and $28,935,512 of net worth. Based on its asset size and net worth ratio, SIU Credit Union is classified as a Well Capitalized medium large credit union.

SIU Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. SIU Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of SIU Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Illinois and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Illinois
Median of USA
Checking
0.3000
0.0000
0.0000
Savings
0.3000
0.1500
0.1200
Money Market
0.5000
0.2500
0.2500
Certificate Deplit
0.6000
0.4600
0.5800
IRA
0.6000
0.4000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Illinois
National Median Rates
Credit Cards
7.9900
10.2500
9.9900
Unsecured Line of Credits
11.6500
11.0000
10.9500
Short-term Small Amount
n/a
25.0000
25.0000
Student Loans
6.5400
6.5100
6.0200
New Car Loans
2.4900
3.0000
3.3300
Used Car Loans
2.4900
4.2600
4.5000
1st Mortgage Real Estates
4.0000
4.0000
4.2500
Other Real Estates
4.0000
4.3800
4.7000

SIU Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by SIU Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

As a community financial institution, SIU Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Corporate Office
Main Office

395 N Giant City Rd
Carbondale, IL 62902-6403
Phone:

East Branch
395 N Giant City Rd
Carbondale, IL 62902-6403
Phone:

Energy
300 N Pershing St
Energy, IL 62933
Phone:

Harrisburg Branch
777 E Ford St
Harrisburg, IL 62946-1161
Phone:

Marion Branch
2809 Outer Dr
Marion, IL 62959-5252
Phone:

Metropolis Branch
704 E 5th St Ste 1
Metropolis, IL 62960-2184
Phone:

West Branch
1217 W Main St
Carbondale, IL 62901-2225
Phone:

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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:25 pm

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