Sierra Point Credit Union

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365 S Spruce Ave, South San Franc, CA 94080

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Sierra Point Credit Union was founded in 1954. Headquartered in South San Franc, California, Sierra Point Credit Union is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). Sierra Point Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of June 30, 2016, Sierra Point Credit Union services 2,155 members through its 7 full-time employees. It has $27,017,414 of total assets and $1,773,611 of net worth. Based on its asset size and net worth ratio, Sierra Point Credit Union is classified as a Adequately Capitalized medium small credit union.

Sierra Point Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Sierra Point Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The chart below depicts the average compensation of Sierra Point Credit Union compared to the medians of California and the entire nation (USA) over the years.

The following two tables list the deplitory and loan interest rates of Sierra Point Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.0200
0.1000
0.1200
Money Market
0.0300
0.1600
0.2500
Certificate Deplit
0.1500
0.5000
0.5500
IRA
0.1000
0.4200
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
9.9000
10.0000
9.9900
Unsecured Line of Credits
14.0000
11.0000
10.9600
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
5.9000
5.9100
6.0000
New Car Loans
5.0000
2.9950
3.3900
Used Car Loans
9.7500
3.8350
4.5000
1st Mortgage Real Estates
6.2500
4.0000
4.1500
Other Real Estates
7.2500
4.7250
4.7400

Sierra Point Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet and ATMs. The table below lists the electronic banking services prlided by Sierra Point Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Sierra Point Credit Union actively involves in local communities by prliding services such as financial education.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Home Branch
Main Office

365 S Spruce Ave
South San Francisco, CA 94080
Phone:

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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:23 pm

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