Scenic Falls Federal Credit Union

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PO Box 50307, Idaho Falls, ID 83405

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Scenic Falls Federal Credit Union was founded in 1971. Headquartered in Idaho Falls, Idaho, Scenic Falls Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Scenic Falls Federal Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Scenic Falls Federal Credit Union services 7,644 members through its 2 offices and branches and 22 full-time and 3 part-time employees. It has $62,707,818 of total assets and $5,257,670 of net worth. Based on its asset size and net worth ratio, Scenic Falls Federal Credit Union is classified as a Well Capitalized medium credit union.

Scenic Falls Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Scenic Falls Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Scenic Falls Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Idaho and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Idaho
Median of USA
Checking
0.0500
0.0000
0.0000
Savings
5.0000
0.1000
0.1200
Money Market
0.2000
0.2500
0.2500
Certificate Deplit
1.3800
0.9600
0.5800
IRA
0.2000
0.5500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Idaho
National Median Rates
Credit Cards
7.3100
9.9000
9.9900
Unsecured Line of Credits
8.3900
10.7800
10.9500
Short-term Small Amount
28.0000
22.1800
25.0000
Student Loans
n/a
5.9250
6.0200
New Car Loans
3.5300
3.5300
3.3300
Used Car Loans
6.5000
4.6800
4.5000
1st Mortgage Real Estates
3.2700
4.2200
4.2500
Other Real Estates
5.1500
4.4950
4.7000

Scenic Falls Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Scenic Falls Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Scenic Falls Federal Credit Union actively involves in local communities by prliding services such as first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Memorial
Main Office

700 Memorial Dr
Idaho Falls, ID 83402
Phone:

Sunnyside
1530 Elk Creek Dr
Idaho Falls, ID 83404
Phone:

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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:28 pm

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