Santa Cruz Community Credit Union was founded in 1977. Headquartered in Santa Cruz, California, Santa Cruz Community Credit Union is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). Santa Cruz Community Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, Santa Cruz Community Credit Union services 12,609 members through its 2 offices and branches and 41 full-time and 3 part-time employees. It has $112,992,969 of total assets and $10,259,934 of net worth. Based on its asset size and net worth ratio, Santa Cruz Community Credit Union is classified as a Well Capitalized medium large credit union.
Santa Cruz Community Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Santa Cruz Community Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of Santa Cruz Community Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Santa Cruz Community Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, and ATMs. The table below lists the electronic banking services prlided by Santa Cruz Community Credit Union.
Electronic Banking Service Offerings
As a community financial institution, Santa Cruz Community Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops.
Community and other Service Offerings
Santa Cruz Community Cu
590 Auto Center Dr
Watsonville, CA 95076
Santa Cruz Community Cu – Main
324 Front St
Santa Cruz, CA 95060-4502