Polam Federal Credit Union – CA

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Review based on 12 criteria Rating: 3 out of 5

770 Marshall St, Redwood City, CA 94063-1846

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Polam Federal Credit Union, CA, Redwood City, CA was founded in 1973. Headquartered in Redwood City, California, Polam Federal Credit Union, CA, Redwood City, CA is a federally chartered and federally insured credit union, operating within the regulation of the and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Polam Federal Credit Union, CA, Redwood City, CA is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Polam Federal Credit Union, CA, Redwood City, CA services 3,236 members through its 5 offices and branches and 13 full-time and 3 part-time employees. It has $73,520,499 of total assets and $8,629,154 of net worth. Based on its asset size and net worth ratio, Polam Federal Credit Union, CA, Redwood City, CA is classified as a Well Capitalized medium credit union.

Polam Federal Credit Union, CA, Redwood City, CA offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Polam Federal Credit Union, CA, Redwood City, CA also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Polam Federal Credit Union, CA, Redwood City, CA’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.2500
0.0000
0.0000
Savings
0.5000
0.1000
0.1200
Money Market
0.0000
0.1900
0.2500
Certificate Deplit
0.9500
0.5500
0.5800
IRA
1.0000
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
15.0000
10.0400
9.9900
Unsecured Line of Credits
12.0000
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
2.2500
3.0000
3.3300
Used Car Loans
3.2500
3.7400
4.5000
1st Mortgage Real Estates
5.1900
4.0300
4.2500
Other Real Estates
7.1300
4.7400
4.7000

Polam Federal Credit Union, CA, Redwood City, CA prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Polam Federal Credit Union, CA, Redwood City, CA.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
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770 Marshall St
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Phone:

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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:31 pm

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