Pawtucket Credit Union

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Review based on 12 criteria Rating: 4 out of 5

1200 Central Ave, Pawtucket, RI 02861-2200

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Pawtucket Credit Union was founded in 1926. Headquartered in Pawtucket, Rhode Island, Pawtucket Credit Union is a state chartered and federally insured credit union, being chartered in Rhode Island and insured through the National Credit Union Share Insurance Fund (NCUSIF). Pawtucket Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Pawtucket Credit Union services 99,370 members through its 15 offices and branches and 256 full-time and 5 part-time employees. It has $1,952,588,706 of total assets and $185,536,025 of net worth. Based on its asset size and net worth ratio, Pawtucket Credit Union is classified as a Well Capitalized large credit union.

Pawtucket Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Pawtucket Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Pawtucket Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Rhode Island and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Rhode Island
Median of USA
Checking
0.3500
0.0000
0.0000
Savings
0.2500
0.1750
0.1200
Money Market
0.3500
0.3000
0.2500
Certificate Deplit
1.3500
0.7500
0.5800
IRA
1.7500
1.2500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Rhode Island
National Median Rates
Credit Cards
n/a
11.0000
9.9900
Unsecured Line of Credits
7.0000
11.3850
10.9500
Short-term Small Amount
n/a
NaN
25.0000
Student Loans
n/a
7.4500
6.0200
New Car Loans
2.9000
2.4900
3.3300
Used Car Loans
2.7500
3.4900
4.5000
1st Mortgage Real Estates
3.0000
4.0000
4.2500
Other Real Estates
1.0000
4.5850
4.7000

Pawtucket Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Pawtucket Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

As a community financial institution, Pawtucket Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
Yes
727 Central Avenue Branch
727 Central Ave
Pawtucket, RI 02861-2101
Phone:

Broadway Branch
540 Broadway
Pawtucket, RI 02860-1227
Phone:

Cumberland Branch
1855 Mendon Rd
Cumberland, RI 02864-4439
Phone:

East Greenwich Branch
5661 Post Rd
East Greenwich, RI 02818-3441
Phone:

Independence Way Branch
96 Independence Way
Cranston, RI 02921-2044
Phone:

Main Office
1200 Central Ave
Pawtucket, RI 02861-2200
Phone:

Mineral Spring Avenue Branch
1617 Mineral Spring Ave
North Providence, RI 02904-4029
Phone:

Newport Avenue
339 Newport Ave
Rumford, RI 02916-2140
Phone:

North Kingstown Branch
221 Tower Hill Rd
North Kingstown, RI 02852
Phone:

Post Road Branch
3319 Post Rd
Warwick, RI 02886-7145
Phone:

Putnum Pike Branch
379 Putnam Pike
Smithfield, RI 02917-2401
Phone:

Smithfield Avenue Branch
571 Smithfield Ave
Pawtucket, RI 02860-1631
Phone:

Sockanosset Crossroad Branch
40 Sockanosset Cross Rd
Cranston, RI 02920-5566
Phone:

Warren Avenue Branch
660 Warren Ave
East Providence, RI 02914-1410
Phone:

Warwick Avenue Branch
405 Warwick Ave
Warwick, RI 02888-1344
Phone:

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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:28 pm

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