Ouachita Valley Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by dizhome.ru
Review based on 12 criteria Rating: 3.5 out of 5

P O Box 1477, West Monroe, LA 71294

Data Source:


Ouachita Valley Federal Credit Union was founded in 1955. Headquartered in West Monroe, Louisiana, Ouachita Valley Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Ouachita Valley Federal Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Ouachita Valley Federal Credit Union services 29,281 members through its 5 offices and branches and 90 full-time and 5 part-time employees. It has $208,511,771 of total assets and $26,488,007 of net worth. Based on its asset size and net worth ratio, Ouachita Valley Federal Credit Union is classified as a Well Capitalized medium large credit union.

Ouachita Valley Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Ouachita Valley Federal Credit Union also provides an array of services to its members and local communities. Ouachita Valley Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Ouachita Valley Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Louisiana and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Louisiana
Median of USA
Checking
0.1500
0.0000
0.0000
Savings
0.3000
0.2000
0.1200
Money Market
0.0000
0.2600
0.2500
Certificate Deplit
0.6000
0.6500
0.5800
IRA
1.2500
0.6450
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Louisiana
National Median Rates
Credit Cards
7.9900
9.9000
9.9900
Unsecured Line of Credits
12.7500
11.9700
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
6.7400
4.0000
3.3300
Used Car Loans
5.9900
6.0050
4.5000
1st Mortgage Real Estates
4.9900
5.0500
4.2500
Other Real Estates
5.9900
5.4550
4.7000

Ouachita Valley Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Ouachita Valley Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
Yes
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

As a community financial institution, Ouachita Valley Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Ouachita Valley Fcu
3170 Sterlington Rd
Monroe, LA 71203
Phone:

Ouachita Valley Fcu
Main Office

1420 Natchitoches St
West Monroe, LA 71292
Phone:

Ouachita Valley Fcu
2831 Louisville Ave
Monroe, LA 71201
Phone:

Ouachita Valley Fcu Rebel Branch
201 Riggs St
West Monroe, LA 71291
Phone:

Ouachita Valley Federal Credit Union
135 Well Rd
West Monroe, LA 71291
Phone:

No Review

  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:25 pm

Related Listings