Northwest Georgia Credit Union

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1307 Redmond Rd Nw, Rome, GA 30165-9655

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Northwest Georgia Credit Union was founded in 1961. Headquartered in Rome, Georgia, Northwest Georgia Credit Union is a state chartered and federally insured credit union, being chartered in Georgia and insured through the National Credit Union Share Insurance Fund (NCUSIF). Northwest Georgia Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of June 30, 2016, Northwest Georgia Credit Union services 13,059 members through its 2 offices and branches and 24 full-time and 2 part-time employees. It has $79,218,991 of total assets and $7,227,530 of net worth. Based on its asset size and net worth ratio, Northwest Georgia Credit Union is classified as a Well Capitalized medium credit union.

Northwest Georgia Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Northwest Georgia Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The chart below depicts the average compensation of Northwest Georgia Credit Union compared to the medians of Georgia and the entire nation (USA) over the years.

The following two tables list the deplitory and loan interest rates of Northwest Georgia Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Georgia and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Georgia
Median of USA
Checking
0.0100
0.0000
0.0000
Savings
0.0200
0.2000
0.1200
Money Market
0.0500
0.3000
0.2500
Certificate Deplit
0.1000
0.5000
0.5500
IRA
0.1500
0.4600
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Georgia
National Median Rates
Credit Cards
10.9000
9.9450
9.9900
Unsecured Line of Credits
12.9900
12.0000
10.9600
Short-term Small Amount
n/a
20.1850
25.0000
Student Loans
n/a
6.5000
6.0000
New Car Loans
3.9900
3.9900
3.3900
Used Car Loans
3.9900
5.7600
4.5000
1st Mortgage Real Estates
n/a
5.0000
4.1500
Other Real Estates
n/a
5.0600
4.7400

Northwest Georgia Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Northwest Georgia Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Northwest Georgia Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Northwest Georgia Credit Union
Main Office

1307 Redmond Rd Nw
Rome, GA 30165-9655
Phone:

Northwest Georgia Credit Union
1311 Dean Ave Se
Rome, GA 30161-6433
Phone:

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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:28 pm

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