North Georgia Credit Union was founded in 1991. Headquartered in Toccoa, Georgia, North Georgia Credit Union is a state chartered and federally insured credit union, being chartered in Georgia and insured through the National Credit Union Share Insurance Fund (NCUSIF). North Georgia Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, North Georgia Credit Union services 9,371 members through its 3 offices and branches and 25 full-time and 4 part-time employees. It has $52,220,563 of total assets and $5,941,348 of net worth. Based on its asset size and net worth ratio, North Georgia Credit Union is classified as a Well Capitalized medium credit union.
North Georgia Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. North Georgia Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of North Georgia Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Georgia and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
North Georgia Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet and ATMs. The table below lists the electronic banking services prlided by North Georgia Credit Union.
Electronic Banking Service Offerings
As a community financial institution, North Georgia Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, and first tim home buyer programs.
Community and other Service Offerings
249 E Franklin St
Hartwell, GA 30643
11850 Augusta Rd
Lavonia, GA 30553
Toccoa – Corporate Office
1067 Mize Rd
Toccoa, GA 30577-5845