N.W. Iowa Credit Union

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Review based on 12 criteria Rating: 3.5 out of 5

1411 Industrial Rd Sw, Po Box 1030, Le Mars, IA 51031

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N.W. Iowa Credit Union was founded in 1966. Headquartered in Le Mars, Iowa, N.W. Iowa Credit Union is a state chartered and federally insured credit union, being chartered in Iowa and insured through the National Credit Union Share Insurance Fund (NCUSIF). N.W. Iowa Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, N.W. Iowa Credit Union services 4,810 members through its 10 full-time employees. It has $45,486,815 of total assets and $5,178,233 of net worth. Based on its asset size and net worth ratio, N.W. Iowa Credit Union is classified as a Well Capitalized medium small credit union.

N.W. Iowa Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. N.W. Iowa Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of N.W. Iowa Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Iowa and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Iowa
Median of USA
Checking
0.2000
0.0000
0.0000
Savings
0.2500
0.2000
0.1200
Money Market
0.4000
0.4000
0.2500
Certificate Deplit
0.9100
0.7500
0.5800
IRA
1.0000
0.7250
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Iowa
National Median Rates
Credit Cards
n/a
10.0000
9.9900
Unsecured Line of Credits
7.5500
11.9500
10.9500
Short-term Small Amount
n/a
NaN
25.0000
Student Loans
n/a
5.7800
6.0200
New Car Loans
2.8500
3.1500
3.3300
Used Car Loans
3.6500
4.7500
4.5000
1st Mortgage Real Estates
4.0000
4.0300
4.2500
Other Real Estates
4.1500
4.6500
4.7000

N.W. Iowa Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by N.W. Iowa Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, N.W. Iowa Credit Union actively involves in local communities by prliding services such as financial counseling, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
NW Iowa Credit Union
Main Office

1411 Industrial Rd Sw
Le Mars, IA 51031
Phone:

No Review

  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:29 pm

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