Miami Postal Service Credit Union

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Review based on 12 criteria Rating: 3 out of 5

2190 Nw 72 Avenue, Miami, FL 33122

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Miami Postal Service Credit Union was founded in 1991. Headquartered in Miami, Florida, Miami Postal Service Credit Union is a state chartered and federally insured credit union, being chartered in Florida and insured through the National Credit Union Share Insurance Fund (NCUSIF). Miami Postal Service Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Miami Postal Service Credit Union services 15,620 members through its 3 offices and branches and 47 full-time and 3 part-time employees. It has $126,872,005 of total assets and $14,112,045 of net worth. Based on its asset size and net worth ratio, Miami Postal Service Credit Union is classified as a Well Capitalized medium large credit union.

Miami Postal Service Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Miami Postal Service Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Miami Postal Service Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Florida and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Florida
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.4000
0.1500
0.1200
Money Market
0.0000
0.3000
0.2500
Certificate Deplit
0.7700
0.6100
0.5800
IRA
0.9700
0.4350
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Florida
National Median Rates
Credit Cards
15.5000
10.0000
9.9900
Unsecured Line of Credits
14.2300
11.2800
10.9500
Short-term Small Amount
n/a
24.0000
25.0000
Student Loans
n/a
5.9750
6.0200
New Car Loans
1.9900
3.2600
3.3300
Used Car Loans
2.2500
4.4350
4.5000
1st Mortgage Real Estates
5.7500
4.5000
4.2500
Other Real Estates
5.7500
5.0000
4.7000

Miami Postal Service Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Miami Postal Service Credit Union.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Miami Postal Service Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Main Office
2190 Nw 72nd Ave
Miami, FL 33122-1824
Phone:

Miami Gardens (mgb)
6171 Nw 183rd St
Hialeah, FL 33015-6030
Phone:

Pinecrest Branch (pcb)
12677 S Dixie Hwy Southpark Center
Pinecrest, FL 33156-5958
Phone:

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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:27 pm

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