M E A Federal Credit Union

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6333 Whitesville Road, Columbus, GA 31904-3241

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M E A Federal Credit Union was founded in 1960. Headquartered in Columbus, Georgia, M E A Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the and being insured through the National Credit Union Share Insurance Fund (NCUSIF). M E A Federal Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of March 31, 2016, M E A Federal Credit Union services 7,575 members through its 3 offices and branches and 29 full-time and 3 part-time employees. It has $64,288,746.00 of total assets and $8,765,061.00 of net worth. Based on its asset size and net worth ratio, M E A Federal Credit Union is classified as a Well Capitalized medium credit union.

M E A Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. M E A Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

M E A Federal Credit Union’s membership type is defined as Multiple common bond – primary educational. If you are interested in joining M E A Federal Credit Union, please visit their or call for details. If you are a current member of M E A Federal Credit Union or have used any of their services or products, please rate them and leave your comments.

The following two tables list the deplitory and loan interest rates of M E A Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Georgia and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Georgia
Median of USA
Checking
0.0500
0.0000
0.0000
Savings
0.4000
0.2000
0.1200
Money Market
0.0000
0.3000
0.2500
Certificate Deplit
0.3500
0.5100
0.5500
IRA
0.3500
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Georgia
National Median Rates
Credit Cards
15.9900
9.9900
9.9900
Unsecured Line of Credits
11.0700
12.0000
10.9900
Short-term Small Amount
n/a
21.9500
25.0000
Student Loans
n/a
6.2500
6.0000
New Car Loans
5.6000
4.0000
3.4300
Used Car Loans
6.5000
5.9000
4.5400
1st Mortgage Real Estates
6.2000
5.0000
4.2400
Other Real Estates
4.9700
5.0000
4.7500

M E A Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by M E A Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
Merchandise Purchase
No
Account Balance Inquiry
Yes
Yes
Merchant Processing Service
No
View Account History
Yes
No
No
Download Account History
Yes
Yes

As a community financial institution, M E A Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Bradley Park Branch
Main Office

6333 Whitesville Rd
Columbus, GA 31904-3241
Phone:

Macon Road Branch
2944 Macon Rd
Columbus, GA 31906-2204
Phone:

Valdosta
308 E Ann St
Valdosta, GA 31601
Phone:

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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:29 pm

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