Keypoint Credit Union

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Review based on 12 criteria Rating: 3.5 out of 5

2805 Bowers Ave, Santa Clara, CA 95051

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Keypoint Credit Union was founded in 1979. Headquartered in Santa Clara, California, Keypoint Credit Union is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). Keypoint Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Keypoint Credit Union services 52,673 members through its 8 offices and branches and 168 full-time and 17 part-time employees. It has $1,070,452,021 of total assets and $92,100,305 of net worth. Based on its asset size and net worth ratio, Keypoint Credit Union is classified as a Well Capitalized large credit union.

Keypoint Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Keypoint Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Keypoint Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0500
0.0000
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.0500
0.1900
0.2500
Certificate Deplit
0.5500
0.5500
0.5800
IRA
0.6000
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
7.2400
10.0400
9.9900
Unsecured Line of Credits
15.9000
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
1.7400
3.0000
3.3300
Used Car Loans
2.2400
3.7400
4.5000
1st Mortgage Real Estates
3.5000
4.0300
4.2500
Other Real Estates
3.9900
4.7400
4.7000

Keypoint Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Keypoint Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

As a community financial institution, Keypoint Credit Union actively involves in local communities by prliding services such as financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Bowers
Main Office

2805 Bowers Ave
Santa Clara, CA 95051
Phone:

Bowers Branch
2805 Bowers Ave
Santa Clara, CA 95051
Phone:

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Cupertino Branch
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Dublin
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Goleta Branch
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Milpitas Town Center Branch
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Rivermark Branch
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Sunnyvale Branch
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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:24 pm

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