Kern Schools Federal Credit Union

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Review based on 12 criteria Rating: 3 out of 5

P.O. Box 9506, Bakersfield, CA 93389-9506

Data Source:


Kern Schools Federal Credit Union was founded in 1940. Headquartered in Bakersfield, California, Kern Schools Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Kern Schools Federal Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Kern Schools Federal Credit Union services 148,517 members through its 15 offices and branches and 361 full-time and 30 part-time employees. It has $1,410,024,520 of total assets and $140,375,519 of net worth. Based on its asset size and net worth ratio, Kern Schools Federal Credit Union is classified as a Well Capitalized large credit union.

Kern Schools Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Kern Schools Federal Credit Union also provides an array of services to its members and local communities. Kern Schools Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Kern Schools Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.2500
0.1900
0.2500
Certificate Deplit
0.3500
0.5500
0.5800
IRA
0.3500
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
9.2500
10.0400
9.9900
Unsecured Line of Credits
12.1800
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
3.4900
3.0000
3.3300
Used Car Loans
4.6300
3.7400
4.5000
1st Mortgage Real Estates
3.8800
4.0300
4.2500
Other Real Estates
6.0000
4.7400
4.7000

Kern Schools Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Kern Schools Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Kern Schools Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Administrative Office
Main Office

11500 Bolthouse Dr
Bakersfield, CA 93311-8822
Phone:

Buena Vista
3300 Buena Vista Rd Ste J
Bakersfield, CA 93311
Phone:

Delano
1828 Cecil Ave Ste A
Delano, CA 93215
Phone:

Downtown Branch
2424 Chester Ave
Bakersfield, CA 93301
Phone:

Frontier High School
6401 Allen Rd
Bakersfield, CA 93314-9250
Phone:

Ming Ave Branch
4530 Ming Ave
Bakersfield, CA 93309
Phone:

Mt Vernon
3901 Mount Vernon Ave
Bakersfield, CA 93306-1444
Phone:

Panama Branch
5001 Panama Ln
Bakersfield, CA 93313
Phone:

Ridgeview High School
8501 Stine Rd
Bakersfield, CA 93313
Phone:

River Run Branch
6101 Coffee Rd
Bakersfield, CA 93308-9415
Phone:

ROC Branch
501 S Mount Vernon Ave
Bakersfield, CA 93307
Phone:

Rosedale Branch
13129 Rosedale Hwy
Bakersfield, CA 93314
Phone:

Stockdale High School
2800 Buena Vista Rd
Bakersfield, CA 93311
Phone:

Tehachapi Branch
821 Tucker Rd Ste A
Tehachapi, CA 93561
Phone:

Town & Country
8200 Stockdale Hwy Ste P
Bakersfield, CA 93311
Phone:

West High School
1200 New Stine Rd
Bakersfield, CA 93309-3534
Phone:

One Review

  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:24 pm

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