Jefferson Credit Union

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Review based on 12 criteria Rating: 3 out of 5

5261 Ross Bridge Pkwy, Hoover, AL 35226

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Jefferson Credit Union Credit Union was founded in 1941. Headquartered in Hoover, Alabama, Jefferson Credit Union Credit Union is a state chartered and federally insured credit union, being chartered in Alabama and insured through the National Credit Union Share Insurance Fund (NCUSIF). Jefferson Credit Union Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Jefferson Credit Union Credit Union services 7,708 members through its 4 offices and branches and 21 full-time and 3 part-time employees. It has $66,782,163 of total assets and $6,434,016 of net worth. Based on its asset size and net worth ratio, Jefferson Credit Union Credit Union is classified as a Well Capitalized medium credit union.

Jefferson Credit Union Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Jefferson Credit Union Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Jefferson Credit Union Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Alabama and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Alabama
Median of USA
Checking
0.1200
0.0000
0.0000
Savings
0.0700
0.2500
0.1200
Money Market
0.2800
0.3000
0.2500
Certificate Deplit
1.0500
0.6000
0.5800
IRA
1.4600
0.6000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Alabama
National Median Rates
Credit Cards
12.9000
9.9900
9.9900
Unsecured Line of Credits
13.5000
12.3550
10.9500
Short-term Small Amount
n/a
26.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
4.7600
4.0000
3.3300
Used Car Loans
7.3400
5.3300
4.5000
1st Mortgage Real Estates
5.1300
4.5000
4.2500
Other Real Estates
4.9400
5.0000
4.7000

Jefferson Credit Union Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Jefferson Credit Union Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
No
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
Yes

As a community financial institution, Jefferson Credit Union Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Courthouse
716 Richard Arrington Jr Blvd N B-300 Courthouse
Birmingham, AL 35203
Phone:

Fultondale
100 Quail Run 1715 Decatur Hwy
Fultondale, AL 35068
Phone:

Hoover
Main Office

5261 Ross Bridge Pkwy
Hoover, AL 35226
Phone:

Hueytown
3014 Allison Bonnett Memorial Dr Suite 100 Allison Bonnett Plaza
Hueytown, AL 35023
Phone:

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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:23 pm

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