International Harvester Employee Credit Union

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Review based on 12 criteria Rating: 0 out of 5

5000 Urbana Road, Springfield, OH 45502-9069

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IH Credit Union INC. was founded in 1934. Headquartered in Springfield, Ohio, IH Credit Union INC. is a state chartered and federally insured credit union, being chartered in Ohio and insured through the National Credit Union Share Insurance Fund (NCUSIF). IH Credit Union INC. is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of June 30, 2016, IH Credit Union INC. services 19,670 members through its 3 offices and branches and 45 full-time and 1 part-time employees. It has $300,440,589 of total assets and $49,039,466 of net worth. Based on its asset size and net worth ratio, IH Credit Union INC. is classified as a Well Capitalized medium large credit union.

IH Credit Union INC. offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. IH Credit Union INC. also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The chart below depicts the average compensation of IH Credit Union INC. compared to the medians of Ohio and the entire nation (USA) over the years.

The following two tables list the deplitory and loan interest rates of IH Credit Union INC.’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Ohio and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Ohio
Median of USA
Checking
0.0300
0.0000
0.0000
Savings
0.0400
0.1000
0.1200
Money Market
0.1000
0.2000
0.2500
Certificate Deplit
1.2800
0.5000
0.5500
IRA
1.0100
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Ohio
National Median Rates
Credit Cards
9.9000
10.2300
9.9900
Unsecured Line of Credits
12.2000
10.9900
10.9600
Short-term Small Amount
n/a
24.0000
25.0000
Student Loans
2.8300
6.0000
6.0000
New Car Loans
4.1800
3.3100
3.3900
Used Car Loans
4.9000
4.6550
4.5000
1st Mortgage Real Estates
4.2600
4.2500
4.1500
Other Real Estates
4.1400
4.7500
4.7400

IH Credit Union INC. prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by IH Credit Union INC..

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
No
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
Yes
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
Yes

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No

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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:24 pm

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