Innovations Federal Credit Union was founded in 1952. Headquartered in Panama City, Florida, Innovations Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Innovations Federal Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, Innovations Federal Credit Union services 18,790 members through its 6 offices and branches and 68 full-time and 1 part-time employees. It has $181,748,253 of total assets and $16,200,289 of net worth. Based on its asset size and net worth ratio, Innovations Federal Credit Union is classified as a Well Capitalized medium large credit union.
Innovations Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Innovations Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of Innovations Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Florida and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Innovations Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Innovations Federal Credit Union.
Electronic Banking Service Offerings
As a community financial institution, Innovations Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education.
Community and other Service Offerings
1038 Harrison Ave
Panama City, FL 32401
17900 Panama City Beach Pkwy
Panama City Beach, FL 32413-5503
2250 S Highway 77
Lynn Haven, FL 32444-4620
864 N Tyndall Pkwy
Panama City, FL 32404-9407
700 W 23rd St
Panama City, FL 32405-3936
910 Thomas Dr
Panama City, FL 32408-7442