Hudson River Community Credit Union

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Review based on 12 criteria Rating: 3 out of 5

ONE Third Street, Corinth, NY 12822

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Hudson River Community Credit Union was founded in 1954. Headquartered in Corinth, New York, Hudson River Community Credit Union is a state chartered and federally insured credit union, being chartered in New York and insured through the National Credit Union Share Insurance Fund (NCUSIF). Hudson River Community Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Hudson River Community Credit Union services 23,313 members through its 5 offices and branches and 74 full-time and 6 part-time employees. It has $221,300,577 of total assets and $27,865,723 of net worth. Based on its asset size and net worth ratio, Hudson River Community Credit Union is classified as a Well Capitalized medium large credit union.

Hudson River Community Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Hudson River Community Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Hudson River Community Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in New York and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of New York
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.2100
0.1500
0.1200
Money Market
0.2300
0.2500
0.2500
Certificate Deplit
1.3900
0.6000
0.5800
IRA
1.1200
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of New York
National Median Rates
Credit Cards
8.9000
9.9000
9.9900
Unsecured Line of Credits
7.2400
9.9400
10.9500
Short-term Small Amount
n/a
24.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
2.2400
3.0000
3.3300
Used Car Loans
2.9900
4.2500
4.5000
1st Mortgage Real Estates
2.7500
4.0000
4.2500
Other Real Estates
4.5000
4.4700
4.7000

Hudson River Community Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Hudson River Community Credit Union.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
No
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Hudson River Community Credit Union actively involves in local communities by prliding services such as first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Cohoes Branch
35 Niver St
Cohoes, NY 12047
Phone:

Corinth Branch
312 Palmer Ave
Corinth, NY 12822
Phone:

Glens Falls Branch
160 Broad St
Glens Falls, NY 12801-4141
Phone:

Hudson Falls
3762 Burgoyne Ave
Hudson Falls, NY 12839
Phone:

Hudson River Community Cu Operations Center
Main Office

1 3rd St
Corinth, NY 12822-1230
Phone:

Troy Branch
40 Leversee Rd
Troy, NY 12182
Phone:

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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:25 pm

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