Heartland Credit Union – IL

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Review based on 12 criteria Rating: 3 out of 5

2213 W White Oaks Dr, Springfield, IL 62704-6498

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Heartland Credit Union, IL was founded in 1946. Headquartered in Springfield, Illinois, Heartland Credit Union, IL is a state chartered and federally insured credit union, being chartered in Illinois and insured through the National Credit Union Share Insurance Fund (NCUSIF). Heartland Credit Union, IL is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Heartland Credit Union, IL services 29,915 members through its 4 offices and branches and 69 full-time and 5 part-time employees. It has $266,382,854 of total assets and $28,638,764 of net worth. Based on its asset size and net worth ratio, Heartland Credit Union, IL is classified as a Well Capitalized medium large credit union.

Heartland Credit Union, IL offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Heartland Credit Union, IL also provides an array of services to its members and local communities. Heartland Credit Union, IL plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Heartland Credit Union, IL’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Illinois and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Illinois
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.2000
0.1500
0.1200
Money Market
0.3000
0.2500
0.2500
Certificate Deplit
0.2500
0.4600
0.5800
IRA
0.4000
0.4000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Illinois
National Median Rates
Credit Cards
n/a
10.2500
9.9900
Unsecured Line of Credits
9.0000
11.0000
10.9500
Short-term Small Amount
n/a
25.0000
25.0000
Student Loans
n/a
6.5100
6.0200
New Car Loans
2.4900
3.0000
3.3300
Used Car Loans
2.8400
4.2600
4.5000
1st Mortgage Real Estates
4.0000
4.0000
4.2500
Other Real Estates
4.6300
4.3800
4.7000

Heartland Credit Union, IL prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Heartland Credit Union, IL.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Heartland Credit Union, IL actively involves in local communities by prliding services such as first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Main
2213 W White Oaks Dr
Springfield, IL 62704
Phone:

Memorial
701 N 1st St Rm C18
Springfield, IL 62781
Phone:

North
2712 E Sangamon Ave
Springfield, IL 62702
Phone:

S. Grand
720 S Grand Ave W
Springfield, IL 62704
Phone:

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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:31 pm

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