Georgia’s Own Credit Union

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Review based on 12 criteria Rating: 4 out of 5

P.O. Box 105205, Atlanta, GA 30348-5205

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Georgia’s Own Credit Union was founded in 1934. Headquartered in Atlanta, Georgia, Georgia’s Own Credit Union is a state chartered and federally insured credit union, being chartered in Georgia and insured through the National Credit Union Share Insurance Fund (NCUSIF). Georgia’s Own Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Georgia’s Own Credit Union services 186,028 members through its 23 offices and branches and 397 full-time and 25 part-time employees. It has $2,139,644,896 of total assets and $228,594,918 of net worth. Based on its asset size and net worth ratio, Georgia’s Own Credit Union is classified as a Well Capitalized large credit union.

Georgia’s Own Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Georgia’s Own Credit Union also provides an array of services to its members and local communities. Georgia’s Own Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Georgia’s Own Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Georgia and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Georgia
Median of USA
Checking
0.0500
0.0000
0.0000
Savings
0.1000
0.2000
0.1200
Money Market
0.2000
0.3000
0.2500
Certificate Deplit
1.0000
0.5350
0.5800
IRA
0.1000
0.4150
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Georgia
National Median Rates
Credit Cards
10.2400
9.9900
9.9900
Unsecured Line of Credits
17.9900
12.0000
10.9500
Short-term Small Amount
n/a
19.2300
25.0000
Student Loans
6.2500
6.5000
6.0200
New Car Loans
4.5000
4.0000
3.3300
Used Car Loans
1.9500
5.4800
4.5000
1st Mortgage Real Estates
3.6300
5.0000
4.2500
Other Real Estates
4.0000
5.1000
4.7000

Georgia’s Own Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Georgia’s Own Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

As a community financial institution, Georgia’s Own Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Alpharetta Branch
5825 Windward Pkwy
Alpharetta, GA 30005-4182
Phone:

At&t Midtown Center
675 W Peachtree St Ne Concourse Level
Atlanta, GA 30308-1989
Phone:

Augusta Branch
1267 Augusta West Pkwy
Augusta, GA 30909-1807
Phone:

Buford
3360 Buford Dr
Buford, GA 30519
Phone:

Campanile Branch
1155 Peachtree St Ne
Atlanta, GA 30309-7629
Phone:

Century Center Branch
2200 Century Pkwy Ne Ste 4 Suite 4
Atlanta, GA 30345-3103
Phone:

Conyers
1861 Highway 138 Se
Conyers, GA 30013
Phone:

Cumming Vickery Village
5860 Bond St
Cumming, GA 30040
Phone:

Douglasville Branch
5895 Stewart Pkwy
Douglasville, GA 30135
Phone:

Gainesville Branch
475 Dawsonville Hwy Ste F Suite F
Gainesville, GA 30501-2606
Phone:

GPC Main
133 Peachtree St
Atlanta, GA 30303
Phone:

Grayson
2437 Loganville Hwy
Grayson, GA 30017
Phone:

Home Office
Main Office

1155 Peachtree St Ne Ste 400 Suite 400
Atlanta, GA 30309-3600
Phone:

Lilburn Branch
4382 Lawrenceville Hwy Nw
Lilburn, GA 30047-3410
Phone:

Lindbergh Branch
575 Morosgo Dr Ne Atrium Level
Atlanta, GA 30324-3300
Phone:

Marietta Branch
401 Cobb Pkwy N
Marietta, GA 30062-3511
Phone:

Morrow Branch
7197 Jonesboro Rd
Morrow, GA 30260-2927
Phone:

Norcross Branch
4830 Peachtree Industrial Blvd
Berkeley Lake, GA 30071
Phone:

Northlake Branch
1979 Lakeside Pkwy Ste 100 Suite 100
Tucker, GA 30084-5847
Phone:

Park Springs
500 Springhouse Cir
Stone Mountain, GA 30087
Phone:

Perimeter Branch
1117 Perimeter Ctr Ste E 102f
Atlanta, GA 30338-5451
Phone:

Recu – Duluth
5985 State Bridge Rd
Duluth, GA 30097-8208
Phone:

Roswell
1184 Alpharetta St
Roswell, GA 30075
Phone:

Savannah – Mall Blvd.
401 Mall Blvd Ste 101a Suite 101a
Savannah, GA 31406-4863
Phone:

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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:29 pm

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