Florida Credit Union

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Review based on 12 criteria Rating: 3.5 out of 5

P.O. Box 5549, Gainesville, FL 32627-5549

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Florida Credit Union was founded in 1954. Headquartered in Gainesville, Florida, Florida Credit Union is a state chartered and federally insured credit union, being chartered in Florida and insured through the National Credit Union Share Insurance Fund (NCUSIF). Florida Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Florida Credit Union services 82,045 members through its 11 offices and branches and 249 full-time and 12 part-time employees. It has $862,575,326 of total assets and $86,383,609 of net worth. Based on its asset size and net worth ratio, Florida Credit Union is classified as a Well Capitalized large credit union.

Florida Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Florida Credit Union also provides an array of services to its members and local communities. Florida Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Florida Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Florida and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Florida
Median of USA
Checking
0.1300
0.0000
0.0000
Savings
0.1000
0.1500
0.1200
Money Market
0.2000
0.3000
0.2500
Certificate Deplit
0.6200
0.6100
0.5800
IRA
0.4000
0.4350
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Florida
National Median Rates
Credit Cards
9.9000
10.0000
9.9900
Unsecured Line of Credits
10.4900
11.2800
10.9500
Short-term Small Amount
n/a
24.0000
25.0000
Student Loans
n/a
5.9750
6.0200
New Car Loans
2.7500
3.2600
3.3300
Used Car Loans
3.5000
4.4350
4.5000
1st Mortgage Real Estates
4.7500
4.5000
4.2500
Other Real Estates
5.5000
5.0000
4.7000

Florida Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Florida Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
Yes
View Account History
Yes
No

As a community financial institution, Florida Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
13th Street
3720 Nw 13th St Ste 10c
Gainesville, FL 32609-5911
Phone:

43rd Street
2831 Nw 43rd St
Gainesville, FL 32606-6608
Phone:

Butler
2803 Sw 42nd St Ste 10
Gainesville, FL 32608-2437
Phone:

Country Oaks
9680 Sw 114th St
Ocala, FL 34481-3581
Phone:

Deland Branch
1699a N Woodland Blvd
Deland, FL 32720-1803
Phone:

Fort Clarke
Main Office

1615 Nw 80th Blvd
Gainesville, FL 32606
Phone:

Fort Clarke Expansion
1701 Nw 80th Blvd
Gainesville, FL 32606-9267
Phone:

Haile Branch
2785 Sw 91st St Ste 200
Gainesville, FL 32608-2784
Phone:

Lake City
583 W Duval St
Lake City, FL 32055-5802
Phone:

Maricamp
10 Bahia Ave
Ocala, FL 34472
Phone:

Ocala Branch
2424 Sw 17th Rd
Ocala, FL 34471-2006
Phone:

Silver Springs
3504 E Silver Springs Blvd
Ocala, FL 34470-6404
Phone:

Starke Branch
2460 Commercial Dr
Starke, FL 32091-7865
Phone:

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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:28 pm

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