First Educators Credit Union

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Review based on 12 criteria Rating: 3 out of 5

1810 Merchants Dr, Hoover, AL 35244-1005

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Alatrust Credit Union was founded in 1935. Headquartered in Hoover, Alabama, Alatrust Credit Union is a state chartered and federally insured credit union, being chartered in Alabama and insured through the National Credit Union Share Insurance Fund (NCUSIF). Alatrust Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Alatrust Credit Union services 12,120 members through its 6 offices and branches and 37 full-time and 4 part-time employees. It has $132,941,817 of total assets and $17,191,724 of net worth. Based on its asset size and net worth ratio, Alatrust Credit Union is classified as a Well Capitalized medium large credit union.

Alatrust Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Alatrust Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Alatrust Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Alabama and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Alabama
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.1000
0.2500
0.1200
Money Market
0.0000
0.3000
0.2500
Certificate Deplit
0.3900
0.6000
0.5800
IRA
0.5990
0.6000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Alabama
National Median Rates
Credit Cards
9.9500
9.9900
9.9900
Unsecured Line of Credits
14.0000
12.3550
10.9500
Short-term Small Amount
n/a
26.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
2.2500
4.0000
3.3300
Used Car Loans
2.7500
5.3300
4.5000
1st Mortgage Real Estates
3.7500
4.5000
4.2500
Other Real Estates
4.2500
5.0000
4.7000

Alatrust Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Alatrust Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
Yes

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Anniston Branch
1216 Wilmer Ave
Anniston, AL 36201
Phone:

Birmingham Branch
1694 Montclair Rd
Irondale, AL 35210-2410
Phone:

Jacksonville Branch
1001 Jd And L Dr Sw
Jacksonville, AL 36265
Phone:

Jasper Branch
400 7th Ave
Jasper, AL 35501
Phone:

Main Office
1810 Merchants Dr
Hoover, AL 35244-1005
Phone:

Talladega Branch
303 South St E
Talladega, AL 35160-2413
Phone:

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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:23 pm

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