Fairmont Federal Credit Union

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Review based on 12 criteria Rating: 3 out of 5

PO Box 2139, Fairmont, WV 26555-2139

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Fairmont Federal Credit Union was founded in 1939. Headquartered in Fairmont, West Virginia, Fairmont Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Fairmont Federal Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Fairmont Federal Credit Union services 39,288 members through its 9 offices and branches and 124 full-time and 2 part-time employees. It has $326,520,697 of total assets and $30,904,226 of net worth. Based on its asset size and net worth ratio, Fairmont Federal Credit Union is classified as a Well Capitalized medium large credit union.

Fairmont Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Fairmont Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Fairmont Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in West Virginia and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of West Virginia
Median of USA
Checking
0.3000
0.0000
0.0000
Savings
0.1000
0.1500
0.1200
Money Market
0.0000
0.2500
0.2500
Certificate Deplit
0.2500
0.6300
0.5800
IRA
0.7500
0.7500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of West Virginia
National Median Rates
Credit Cards
n/a
9.9950
9.9900
Unsecured Line of Credits
9.7500
10.8700
10.9500
Short-term Small Amount
n/a
23.4950
25.0000
Student Loans
n/a
9.0000
6.0200
New Car Loans
2.7500
4.0000
3.3300
Used Car Loans
3.2500
5.0000
4.5000
1st Mortgage Real Estates
4.3800
4.5000
4.2500
Other Real Estates
5.0000
5.0000
4.7000

Fairmont Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Fairmont Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Fairmont Federal Credit Union actively involves in local communities by prliding services such as financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
Yes
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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:28 pm

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