Educational Credit Union

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2808 Sw Arrowhead Rd, Topeka, KS 66614

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Educational Credit Union was founded in 1939. Headquartered in Topeka, Kansas, Educational Credit Union is a state chartered and federally insured credit union, being chartered in Kansas and insured through the National Credit Union Share Insurance Fund (NCUSIF). Educational Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of March 31, 2016, Educational Credit Union services 24,239 members through its 4 offices and branches and 44 full-time and 10 part-time employees. It has $204,883,399.00 of total assets and $19,039,206.00 of net worth. Based on its asset size and net worth ratio, Educational Credit Union is classified as a Well Capitalized medium large credit union.

Educational Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Educational Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

Educational Credit Union’s membership type is defined as State chartered natural person credit union. If you are interested in joining Educational Credit Union, please visit their or call for details. If you are a current member of Educational Credit Union or have used any of their services or products, please rate them and leave your comments.

The following two tables list the deplitory and loan interest rates of Educational Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Kansas and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Kansas
Median of USA
Checking
2.5000
0.0000
0.0000
Savings
0.1000
0.2000
0.1200
Money Market
0.3000
0.2500
0.2500
Certificate Deplit
1.0300
0.5640
0.5500
IRA
0.7500
0.6000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Kansas
National Median Rates
Credit Cards
8.2500
10.9000
9.9900
Unsecured Line of Credits
8.6600
12.0000
10.9900
Short-term Small Amount
n/a
NaN
25.0000
Student Loans
n/a
8.0000
6.0000
New Car Loans
3.4800
3.8700
3.4300
Used Car Loans
4.6100
5.3800
4.5400
1st Mortgage Real Estates
4.6900
4.1500
4.2400
Other Real Estates
4.1300
4.9650
4.7500

Educational Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Educational Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
Merchandise Purchase
No
Account Balance Inquiry
Yes
No
Merchant Processing Service
Yes
View Account History
Yes
No
No
Download Account History
Yes
No

As a community financial institution, Educational Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Arrowhead Branch
Main Office

2808 Sw Arrowhead Rd
Topeka, KS 66614
Phone:

Croco Branch
3623 Se 29th St
Topeka, KS 66605
Phone:

Downtown Branch
1129 S Kansas Ave
Topeka, KS 66612
Phone:

Hunter’s Ridge Branch
4701 Nw Hunters Ridge Cir
Topeka, KS 66618-2512
Phone:

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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:27 pm

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