Ascentra Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by dizhome.ru
Review based on 12 criteria Rating: 4 out of 5

PO Box 1107, Bettendorf, IA 52722

Data Source:


Ascentra Credit Union was founded in 1950. Headquartered in Bettendorf, Iowa, Ascentra Credit Union is a state chartered and federally insured credit union, being chartered in Iowa and insured through the National Credit Union Share Insurance Fund (NCUSIF). Ascentra Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Ascentra Credit Union services 37,183 members through its 10 offices and branches and 128 full-time and 12 part-time employees. It has $394,426,524 of total assets and $39,922,756 of net worth. Based on its asset size and net worth ratio, Ascentra Credit Union is classified as a Well Capitalized medium large credit union.

Ascentra Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Ascentra Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Ascentra Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Iowa and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Iowa
Median of USA
Checking
0.3500
0.0000
0.0000
Savings
0.1500
0.2000
0.1200
Money Market
0.3400
0.4000
0.2500
Certificate Deplit
1.5000
0.7500
0.5800
IRA
0.4000
0.7250
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Iowa
National Median Rates
Credit Cards
8.9700
10.0000
9.9900
Unsecured Line of Credits
13.2100
11.9500
10.9500
Short-term Small Amount
n/a
NaN
25.0000
Student Loans
5.9900
5.7800
6.0200
New Car Loans
2.9200
3.1500
3.3300
Used Car Loans
5.0800
4.7500
4.5000
1st Mortgage Real Estates
3.9700
4.0300
4.2500
Other Real Estates
3.9500
4.6500
4.7000

Ascentra Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Ascentra Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
Yes
View Account History
Yes
Yes

As a community financial institution, Ascentra Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Central Davenport
1800 Brady St
Davenport, IA 52803-4706
Phone:

East 53rd
2339 53rd Ave
Bettendorf, IA 52722
Phone:

Grant Street
Main Office

1710 Grant St
Bettendorf, IA 52722
Phone:

Leclaire
949 Mississippi View Ct
Leclaire, IA 52753
Phone:

Moline
3005 7th St
Moline, IL 61265-5925
Phone:

Muscatine
2419 Park Ave
Muscatine, IA 52761-5636
Phone:

North 2nd
1702 N 2nd St
Clinton, IA 52732
Phone:

South 14th
1116 S 14th St
Clinton, IA 52732
Phone:

West 3rd
1710 W 3rd St
Davenport, IA 52802-1810
Phone:

West 53rd
1515 W 53rd St
Davenport, IA 52806-2444
Phone:

No Review

  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:29 pm

Related Listings