American Southwest Credit Union

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Review based on 12 criteria Rating: 3.5 out of 5

PO Box 370, Sierra Vista, AZ 85636-0370

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American Southwest Credit Union was founded in 1955. Headquartered in Sierra Vista, Arizona, American Southwest Credit Union is a state chartered and federally insured credit union, being chartered in Arizona and insured through the National Credit Union Share Insurance Fund (NCUSIF). American Southwest Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, American Southwest Credit Union services 21,630 members through its 7 offices and branches and 59 full-time and 11 part-time employees. It has $213,886,443 of total assets and $19,115,383 of net worth. Based on its asset size and net worth ratio, American Southwest Credit Union is classified as a Well Capitalized medium large credit union.

American Southwest Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. American Southwest Credit Union also provides an array of services to its members and local communities. American Southwest Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of American Southwest Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Arizona and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Arizona
Median of USA
Checking
0.0000
0.0100
0.0000
Savings
0.0500
0.0500
0.1200
Money Market
0.2300
0.1000
0.2500
Certificate Deplit
1.0300
0.4000
0.5800
IRA
1.1300
0.3000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Arizona
National Median Rates
Credit Cards
6.7700
9.4000
9.9900
Unsecured Line of Credits
8.2200
11.7500
10.9500
Short-term Small Amount
n/a
18.0000
25.0000
Student Loans
n/a
5.0000
6.0200
New Car Loans
3.2200
4.2400
3.3300
Used Car Loans
4.1000
4.6500
4.5000
1st Mortgage Real Estates
4.5400
4.3150
4.2500
Other Real Estates
4.8500
5.4350
4.7000

American Southwest Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by American Southwest Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Ascu – Branch 2
Winrow Rd Building 41331
Fort Huachuca, AZ 85613-7079
Phone:

Ascu – Branch 4
1919 E 10th St
Douglas, AZ 85607-2407
Phone:

Ascu – Branch 5
1101 S Naco Hwy
Bisbee, AZ 85603-9727
Phone:

Ascu – Branch 6
654 E 7th St
Benson, AZ 85602-6638
Phone:

Ascu – Branch 7
357 W Mariposa Rd
Nogales, AZ 85621-1044
Phone:

Ascu – Main Branch
3090 E Fry Blvd
Sierra Vista, AZ 85635
Phone:

Ascu Sahuarita
18800 S Nogales Hwy
Green Valley, AZ 85614
Phone:

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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:24 pm

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