Allegacy Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by dizhome.ru
Review based on 12 criteria Rating: 4 out of 5

PO Box 26043, Winston Salem, NC 27114

Data Source:


Allegacy Federal Credit Union was founded in 1967. Headquartered in Winston Salem, North Carolina, Allegacy Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Allegacy Federal Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Allegacy Federal Credit Union services 132,677 members through its 21 offices and branches and 321 full-time and 19 part-time employees. It has $1,228,529,676 of total assets and $127,254,670 of net worth. Based on its asset size and net worth ratio, Allegacy Federal Credit Union is classified as a Well Capitalized large credit union.

Allegacy Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Allegacy Federal Credit Union also provides an array of services to its members and local communities. Allegacy Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Allegacy Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in North Carolina and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of North Carolina
Median of USA
Checking
0.5000
0.0500
0.0000
Savings
0.1000
0.1650
0.1200
Money Market
0.3000
0.3500
0.2500
Certificate Deplit
0.4000
0.6050
0.5800
IRA
0.5000
0.7500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of North Carolina
National Median Rates
Credit Cards
8.1500
9.9700
9.9900
Unsecured Line of Credits
9.8500
12.0300
10.9500
Short-term Small Amount
n/a
18.0000
25.0000
Student Loans
6.7500
6.7500
6.0200
New Car Loans
1.6900
3.7500
3.3300
Used Car Loans
1.6900
4.7500
4.5000
1st Mortgage Real Estates
2.9900
4.2500
4.2500
Other Real Estates
4.0000
4.7500
4.7000

Allegacy Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Allegacy Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Allegacy Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Allegacy Village
6320 Allegacy Way
Clemmons, NC 27012
Phone:

Atkins High School
3605 Old Greensboro Rd
Winston Salem, NC 27101
Phone:

Battleground
3314 Battleground Ave
Greensboro, NC 27410-2402
Phone:

Biotech
575 N Patterson Ave
Winston Salem, NC 27101-4101
Phone:

Davidson
735 Ingersoll Rand Rd
Davidson, NC 28036
Phone:

E Hanover
200 Deforest Ave
East Hanover, NJ 07936
Phone:

Glenn High School
1600 Union Cross Rd
Kernersville, NC 27284
Phone:

Hanes Mall
700 Highland Oaks Dr
Winston Salem, NC 27103
Phone:

Kennedy High School
890 E 11th St
Winston Salem, NC 27101
Phone:

Kernersville Mtn
212 E Mountain St
Kernersville, NC 27284-2941
Phone:

King
109 Carmel Dr
King, NC 27021
Phone:

Mocksville
256 Hospital St
Mocksville, NC 27028
Phone:

Mt Tabor High School
342 Petree Rd
Winston Salem, NC 27106
Phone:

North Forsyth High School
5705 Shattalon Dr
Winston Salem, NC 27105
Phone:

North Patterson
4680 N Patterson Ave
Winston Salem, NC 27105
Phone:

Peace Haven
1910 Peace Haven Rd
Winston Salem, NC 27106
Phone:

Reagan High School
3750 Transou Rd
Pfafftown, NC 27040-9258
Phone:

Reynolds High School
301 N Hawthorne Rd
Winston Salem, NC 27104
Phone:

Stafford Village
3390 Sides Branch Rd
Winston Salem, NC 27127
Phone:

West Forsyth High School
1735 Lewisville Clemmons Rd
Clemmons, NC 27012
Phone:

Westbrook
Main Office

1691 Westbrook Plaza Dr
Winston Salem, NC 27103-2993
Phone:

No Review

  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:27 pm

Related Listings