Alabama Telco Credit Union

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Review based on 12 criteria Rating: 3 out of 5

PO Box 360287, Birmingham, AL 35236

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Avadian Credit Union was founded in 1934. Headquartered in Birmingham, Alabama, Avadian Credit Union is a state chartered and federally insured credit union, being chartered in Alabama and insured through the National Credit Union Share Insurance Fund (NCUSIF). Avadian Credit Union is also a member of the , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Avadian Credit Union services 78,642 members through its 19 offices and branches and 208 full-time and 16 part-time employees. It has $733,531,765 of total assets and $76,990,486 of net worth. Based on its asset size and net worth ratio, Avadian Credit Union is classified as a Well Capitalized large credit union.

Avadian Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Avadian Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Avadian Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Alabama and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Alabama
Median of USA
Checking
0.0500
0.0000
0.0000
Savings
0.2100
0.2500
0.1200
Money Market
0.3200
0.3000
0.2500
Certificate Deplit
1.1420
0.6000
0.5800
IRA
0.4700
0.6000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Alabama
National Median Rates
Credit Cards
11.2500
9.9900
9.9900
Unsecured Line of Credits
13.2400
12.3550
10.9500
Short-term Small Amount
n/a
26.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
4.0900
4.0000
3.3300
Used Car Loans
5.4800
5.3300
4.5000
1st Mortgage Real Estates
4.8500
4.5000
4.2500
Other Real Estates
4.5600
5.0000
4.7000

Avadian Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Avadian Credit Union.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Avadian Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
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Phone:

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3439 Colonnade Pkwy Ste 100
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Corporate
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One Riverchase Parkway
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Phone:

Dothan
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Downtown
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Geneva
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Homewood
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Hoover
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Hueytown
148 River Square Plz
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Madison
8566 Madison Blvd
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Phone:

Mobile
809 Downtowner Blvd
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Phone:

Montgomery
2906 Atlanta Hwy
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Pelham
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Samc
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  1. dizhome.ru Staff
    dizhome.ru Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:23 pm

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